About Us:

Who is Mercedes-Benz Financial Services?
Mercedes-Benz Financial Services, part of the global company Mercedes-Benz Mobility AG is the captive financing and mobility solutions company of the global luxury automobile manufacturer, Mercedes-Benz AG. We offer a comprehensive range of automotive financial and insurance products that make it easy for our customers to drive their dream Mercedes-Benz vehicle.  
 
Why work at Mercedes-Benz Financial Services?
Working at Mercedes-Benz Financial Services is more than a job – it’s an opportunity to join an innovative team where you are valued for your contributions. As an employee, you will experience career development in a positive, employee-centric environment. We’re a global company that not only offers best-in-class products to our customers but also best-in-class benefits to our employees. Our employees experience a comfortable, friendly environment and relaxed, inclusive culture.   

Benefits

When working at Mercedes-Benz Financial Services, you will enjoy a comprehensive and amenity-rich benefits package offering something for every employee at each stage of their life. 

As a new employee, you will have the opportunity to take advantage of the following benefits that go beyond – beginning day one:

Get Rewarded! Competitive salary plus an annual bonus based on company performance and/or personal yearly performance  

Need a vacation? How about just some time for YOU! In addition to our vacation time, you’ll receive fifteen (15) additional corporate holidays, which will allow you to celebrate religious holidays or escape to the spa! Designed to be flexible, we let you decide which days are most important to you!

Ride in Style - All employees are eligible to participate in the Mercedes-Benz Employee Lease Program

We want you to be healthy!  Outstanding medical, dental, and vision insurance, employer-paid short and long term disability plus on-site exercise facilities

Is your family growing?  Enjoy generous paid Family Leave Programs  - Six Weeks for New Parents; Adoption Expense Reimbursement Programs - up to $6k per child  

Want to go back to school?  Tuition Assistance Scholar Program - receive up to $8k in vouchers to complete business-related coursework

• $6k for undergraduate
• $8k for graduate

Job Overview:

The REAT Manager – Local Regulatory Compliance Liaison is responsible for overseeing external regulatory examinations and leading internal compliance initiatives designed to advance adherence to federal and state regulatory requirements. This position serves as a critical liaison between Legal, Compliance, Business Units, and Technology teams to ensure regulatory examination readiness, timely remediation of findings, and ongoing compliance with applicable laws and regulations.

This role has two primary responsibilities:

1.Managing and coordinating all state on-site and off-site regulatory compliance examinations.

2.Leading regulatory examination remediation efforts and supporting cross-functional change management initiatives resulting from examination findings.

The position also provides legal and compliance support to the Head of Regulatory Compliance and the Office of General Counsel (OGC), while contributing to the organization's Compliance Management System (CMS) audit and assessment activities.

Responsibilities:

• State Licensing Examination Coordination 
  •Manage all state licensing and compliance examination activities from initial notification through examination closure.
  •Serve as the primary point of contact for state regulators and examination teams.
  •Coordinate examination requests and responses across business units, Legal, Compliance, Operations, and Technology stakeholders.
  •Identify impacted stakeholders and ensure timely fulfillment of examination requirements.
  •Review examination submissions for accuracy, completeness, and quality, including customer loan files and supporting documentation.
  •Lead examination entrance and exit conferences with regulators.
  •Monitor examination timelines and ensure all deadlines and deliverables are met.
  •Identify potential compliance concerns, process gaps, and operational risks, and communicate findings to leadership.
  •Train internal stakeholders on examination protocols, expectations, and best practices.
  •Draft formal responses to regulatory examination reports and closure notices for senior leadership review. (35%)

• State Licensing Examination Remediation 20%

   

  •Lead remediation efforts arising from state regulatory examination findings.

   

  •Identify accountable business owners and coordinate cross-functional support necessary to resolve findings.

   

  •Develop, track, and maintain remediation plans through successful completion.

   

  •Manage formal examination exception tracking processes and maintain supporting evidence of remediation.

   

  •Ensure business process owners conduct follow-up reviews and self-assessments to mitigate the risk of repeat findings, when necessary.

   

  •Collaborate with Legal, Compliance, Operations, and Technology teams on large-scale remediation and process improvement initiatives.

• Regulatory Compliance Liaison 10%
  •Facilitate cross-functional initiatives to ensure compliance-related process changes and system enhancements are completed effectively and on schedule.
  •Participate in Legal, Compliance, Risk, and Business Unit forums to identify emerging compliance initiatives and risks.
  •Attend REAT meetings to remain informed of Compliance Management System (CMS) assessments, audits, and examination activities.
  •Ensure timely escalation and communication of compliance issues to senior management.
  •Act as a liaison between the Office of General Counsel and business stakeholders.
  •Maintain comprehensive documentation of compliance decisions, activities, and project outcomes.
• CMS Audit and Assessment Support 10%
  •Support the execution of the annual REAT examination and assessment plan.
  •Develop and execute audit and assessment programs to evaluate compliance with regulatory and CMS requirements.
  •Analyze findings and prepare audit reports and recommendations.
  •Communicate examination and assessment results to management and stakeholders.
  •Support enterprise-wide compliance audits and monitoring activities.

• Presentation and Facilitation 5%

   

  •Develop and deliver presentations to audiences at all levels of the organization on regulatory compliance topics.

   

  •Coordinate and facilitate audit kick-off meetings and exit conferences.

   

  •Present audit findings, including adverse findings, in a professional and constructive manner.

   

  •Represent the department on organizational projects, management committees, and external meetings.

• Leadership and Talent Development 5%

   

  •Provide coaching, guidance, and performance feedback to team members.

   

  •Recognize and reward strong performance and organizational contributions.

   

  •Support employee development and continuous learning initiatives.

   

  •Conduct performance evaluations and development planning as required.

   

  •Foster a collaborative, diverse, and inclusive work environment.

   

  •Support organizational diversity and talent development objectives.

• Continuous Professional Development 5%

   

  •Maintain expert knowledge of applicable federal and state regulatory requirements through ongoing professional education.

   

  •Stay informed of emerging regulatory developments, CFPB guidance, industry trends, and compliance risks.

   

  •Monitor regulatory publications, legal updates, and internal compliance communications.

   

  •Expand expertise beyond core subject matter areas to support evolving business and regulatory requirements.

  
  
  
   

Qualifications:

Applicants must be legally authorized to work in the U.S. at the time of application. Relocation assistance will not be provided for this position. 
This position requires a minimum of 5-7 years of overall work experience. Preferred experience includes:

• Audit: 3-5 years
• Business-General: 3-5 years
• Legal: 3-5 years

Education:
Bachelor's Degree is required, Master's Degree is preferred. Recommended majors include:

• Accounting
• Business Administration

Required: CIA Certified and/or prior regulatory compliance experienced preferred

Additional Knowledge:

• Auto finance industry compliance - 3 years
• MBFS operations - 3 years
• Internal Audit - 3 years.

• Legal experience, strongly preferred.
   

  
   

  Skills:

• Analytical skills
  • Ability to collect data and establish facts and identify trends and variances
• PC skills
  • Corporate Mainframe
  • Microsoft Office
• Presentation skills
• Problem Solving skills

• Project Management Skills

  • Team member

   

Recommended Prerequisites:

• Internal auditing; compliance experience; MBFS Operations

Posting Statement

If you were not re-directed successfully after clicking the “Apply for this job” button, please click the following link to search and apply for the role on the local career portal: https://daimler.taleo.net/careersection/ex/jobsearch.ftl

Mercedes-Benz Financial Services offers competitive salary, performance-based bonuses and a full suite of benefits including 401(K) with match, generous vacation and personal time, a Mercedes-Benz car program as well as flexible work arrangements. 

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